Canada
Explore Canada's diverse places to call home, from lively cities to lakeside communities and mountain landscapes.
Find your place in Canada
Vancouver, Toronto, Montreal and the Rockies offer very different climates, communities and lifestyles.
Buy with confidence
Rules for non-resident buyers and property taxes vary by province and can change. Check current eligibility and local costs with qualified advisers before searching.
Establish purchase eligibility before arranging viewings
Canada should not be treated as an unrestricted second-home market for every overseas buyer. Federal restrictions on certain purchases by non-Canadians, exemptions and provincial or municipal measures can affect a proposed transaction. Ask an independent Canadian lawyer to assess your status, the exact property and the intended purchase date before paying a reservation or making an offer. Immigration status, tax residence and property ownership are separate questions. The official CMHC guidance is a useful starting point, but a property-specific legal assessment is essential before relying on an exemption.
Choose a region around your everyday needs
Toronto, Vancouver and Montreal offer different neighbourhoods, transport networks and housing types; a mountain or lakeside property introduces another set of practical considerations. Compare access to employment, schools, healthcare and an airport with the journeys you would actually make. View a neighbourhood beyond its most attractive season if possible. Ask about heating, snow clearance, parking and access during winter, particularly outside larger cities. A waterfront or rural address also deserves a close look at road maintenance, water supply, drainage and emergency access.
Review the property and its ongoing commitments
For a condominium, examine the governing documents, reserve-fund information, insurance arrangements and any proposed major works with your advisers. For a detached house, commission an appropriate inspection rather than relying on photographs or a lender's valuation. Build a budget covering applicable purchase taxes, legal costs, insurance, heating and maintenance, and ask which additional charges could apply to your buyer status. Where income and costs are in different currencies, allow for exchange-rate movements. Confirm financing and the conditions of any offer before the transaction becomes binding.
Use our overseas property due diligence guide to prepare questions for your advisers. This is general planning information, not individual legal, tax or immigration advice.
Official guidance: CMHC guidance on purchases by non-Canadians.
Property in Canada
Properties here are coming soon. Speak to our team about what you're looking for.